The Mark Cabal Team
(682) 233-0324

Arlington TX Real Estate Blog

Selecting the Best Location for a Garden

Learn how to choose the most suitable site for a vegetable garden, a location that will allow the vegetables to thrive.

most familiar garden is traditional plot

Growing your own vegetable garden takes planning.


Before you ever put a spade in the soil or drop a seed in the ground, you need to sit down
and think about what you want to achieve in your vegetable garden. First you need to consider
whether you have the space and conditions to grow what you want. The most familiar is the
traditional plot.


cottage gardens are planted in small square plots

The whole area is cultivated and the plants are grown in rows.

Cottage gardens are planted in small square plots with neat edges and paths.


there should be nearby source of water

Pay attention to the surroundings when selecting a site.

The best site for a vegetable garden should incorporate the following: At least six hours of sunlight daily, good drainage and air circulation, and a level location with loose, rich soil. There should also be a nearby source of water, and ideally,...

The Ultimate Guide to Understanding Mortgages

Chances are your home is by far the largest purchase you’ll ever make. So, knowing how to
decipher the language of loans and mortgages is key for any homeowner. Get a handle on your
finances and better manage your budget with this helpful overview of loan types.

Feeling lost in the sea of home mortgage loan options? You’re not alone. We’ve taken the
guesswork out of picking the best lending option for you by outlining the main home loan types.

Happy house hunting!

Fixed Rate: Fixed-rate loans dominate the market more than ever right now, and for good
reason: they’re cheaper than they’ve been in three decades. The percentage difference
between variable-rate and fixed-rate loans has narrowed, too, and the spread usually isn’t
enough to justify giving up all those years of fixed-rate security.

Long-term, fixed-rate loans are good for people who can comfortably qualify for the loan they
want and who expect to stay in their homes for many years. But how long do you pay? Many
baby boomers are now refinancing mortgages with 15-year fixed-rate loans, assuming they’ll
make their last payments by retirement.

For example, if you borrow $150,000, you could pay it off at 6.75 percent in 30 years at $973
a month, with total interest costs of $200,243. Or you could borrow the same amount at 6.5
percent for 15 years and pay $1,307 a month, with total interest costs of just $85,199.

Adjustable-Rate Mortgage: Borrowers who are willing to sacrifice the long-term security of a
fixed-rate loan can get a lower interest rate and start with lower payments if they take an
adjustable-rate mortgage (ARM). That’s a particular benefit for two types of borrowers: those who
expect to move within five years, and those who may want the slightly lower rate to help...

Are your grocery bills getting bigger? Here's what to do!

5 Ways to Avoid Overspending at the Grocery Store


Think running into the supermarket to get a loaf of bread is easy? You would be right, but not
before they tempt you to spend money on a bunch of other junk first. Grocery stores are laden
with traps that try to convince you to buy more than you set out to get. Here are some ways you
can avoid them and save some money and shelf space.

1. Make a shopping list and stick to it. This is the easiest and most effective way to avoid overspending at the grocery store as long as you make sure to adhere strictly to the list. If you do this, you don’t even need to worry about following all the other tips.

2. Bring a calculator with you. All cell phones have a calculator function, so whip those out every time you are trying to decide which item is a better deal. If you are caught between spending $5 for a regular-sized can of coffee grounds or $6 for a slightly bigger one, look at the volume difference between the two and do the math. Although most of the time, the bigger volume will be cheaper ounce-per-ounce, this may not always be the case. Use the calculator to figure out which is the best deal. Also, don’t forget to factor in your consumption. Just because the math works out doesn’t mean you are actually saving money if you aren’t going to finish it before the expiry date.

3. Avoid the “2 for $5” deals. You need a can of green beans, and you notice that your grocery store is having a “2 for $5” sale. Should you get two cans instead of just one? That depends. Again, do the math and calculate how much each item is selling for with that...

Take A Look At This BEAUTIFUL Photography!

Photographer Klaus Leidorf’s Aerial Archaeology

11333329346_49e6f5b7bd_bRemember Summertime

Scrap Tires

Sailing Hay Bales

Summer Toboggan Run

Isar Nuclear Power Plant

Stock of Wood

River Vils At Schalkham, Bavaria

Autumn In The Vineyard

Under Snow


7 Kitchen Upgrades That Make Your Home Worth More

You don’t need a big budget to cook up the kitchen
of your dreams.

It’s likely you spend much of your time at home in your kitchen, cooking, entertaining friends
over a glass (or two) of wine, or talking through your day with family. But there may come a day
when you look around and notice that —gasp! — this well-loved space is starting to look a bit worn. Suddenly, your favorite gathering spot has become a place you rush guests through, and you’re
concerned that potential future buyers will be turned off by its outdated appearance — especially
if you’re in an expensive (read: high end) market, like Westport, CT.

There’s no need to shy away from kitchen upgrades, though. Make a game of it by hunting for
appliances and lighting on sale or clearance; oftentimes, they are discounted for indiscernible...

The Most Expensive Home In Connecticut (as of 2015)

317 days ago, the most expense home in Connecticut hit the market. It's still listed as of today!
Take a look at some of the pictures and information about this castle-like getaway in the Northeast. 

1233 Rock Rimmon Rd, Stamford, CT 06903

Stamford, CT, is headquarters to multiple blue-chip companies and the execs who run them; it has good schools, low crime, nice (Long Island Sound) beaches, and tantalizingly close proximity to New York.

And now, it can lay claim to yet another bragging right: The place is home to Connecticut’s most expensive listing. A grand, European-style manor sitting on 262 acres is going for $75 million—swiping the torch away from neighboring upper-cast enclave Greenwich.

1233 Rock Rimmon Rd, Stamford, CT 06903...

Funfetti FRIED Oreos?!?!

Funfetti Fried Oreos Are Better Than Anything You'll Find At The Fair

Sorry, arteries. ?


Everybody remembers their first time. You're at the fair, and you pass a massive, hand-painted sign
shouting "FRIED OREOS." It's like a sign from the heavens—and like many signs from the universe,
you don't immediately...

Do You Know Your Price-to-Rent Ratio?

5 Numbers to Consider Before You Buy a House

+/- Do the math before you commit.

On the life decision scale, buying a house is often closer to marriage than it is
to the purchase of a car. It can be one of the best decisions you make or something
you bitterly curse forevermore.

And like marriage, the rent vs. buy decision is unique to the individual, requires you
to try to predict your life for the next few decades, and depends on too many factors
to summarize in one article.

But fortunately, with housing there are five fairly simple numbers we can look at to
help suss out when buying a home is clearly a bad financial idea.
I’ve rank-ordered them, starting with…

1.) Housing (and savings) as a percentage of your income

The first and most important metric to check is whether you can afford it. Duh, right?
But believe it or not, too many people mess this up. Instead of thoughtfully considering
what they can afford for themselves, they go with whatever their banker tells them they’re
approved for....

Are you missing out on financial growth?

Oh The Places You’ll Go: 5 Reasons To Start Investing When You’re Young and Broke

According to a recent Facebook study, most people under 30 don’t think they have enough money to start investing. There was a time when you needed big bucks to become an investor, thanks to minimums from financial advisors and even online brokerages. But a new breed of digital investment services are making minimums a thing of the past. That’s paving the way for a younger generation of investors. And it turns out, starting to invest when you don’t have much experience or even much money can actually be an advantage:

1. You’re a blank slate. You don’t have bad habits to unlearn, like trying to beat the market by trading in and out of individual stocks frequently. Turns out that rarely works, and it’s not really the point of investing. On the other hand, you’re open to learning about the benefits of investing a little bit on a regular basis, making investments you want to hold for the long term, and spreading your money around to diversify your holdings.

2. You have to start small. If you had $50,000 to invest, you might be tempted to plunk it in the market around the same time. But who knows – you could be investing everything you’ve got right before the market drops off a cliff. And with so much at stake, you’d probably be pretty worried about making the wrong investment decisions. If you’re just a few...

The Best Time to Invest Is Now?

Columnist Jeff Reeves with MarketWatch says right now is the best time ever to invest in real estate. He discounts fears by some about another housing crisis brewing – the uptick in “liar loans” or “Alt-A mortgages” and return of house flipping. He says any such bubble fears amount to “a lot of hogwash.”

“Whether it’s stricter lending standards, a shift in attitudes among borrowers or simply the nation getting wiser about the risks of real estate, we’re hardly seeing irresponsible buying in 2016,” writes Reeves, who is also the editor of “What we are seeing is a healthy housing market that continues to steadily and organically appreciate.”

As such, he says it’s prime time for investors to jump in.

Home prices are on the rise: Median home prices are above pre-recession levels and even reaching new highs in some locales. Appreciation is growing about 5 percent each year.

Also, some appreciating markets – notably Las Vegas and Florida metros like Miami, Tampa, and Orlando – still have real estate values below pre-crash levels.

Companies are stepping in to help more people become investors too. For example, Investability, an online real estate marketplace, says it offers tools like cash flow calculators that allow those interested in investing to input estimated vacancy rates and rental incomes from potential properties.

“Historically people invest within a 10-mile radius around their own home,” says Dennis Cisterna, chief revenue officer at Investability. “But in 2016, people want to invest in markets outside their own neighborhood.”

Other crowdfunding companies like Fundrise and RealtyShares are allowing people with less money to jump in as investors too. Fundrise requires...

Existing Home Sales lose Steam


WASHINGTON (August 24, 2016) — Slowed by frustratingly low inventory levels in many parts of the country, existing-home sales lost momentum in July and decreased year-over-year for the first...